The value of white ink on clear media comes down to the substrate that the media is being mounted to. If the substrate color is white (or nearly so), in many cases that should provide sufficient contrast for the ink to be reasonably visible. Glass substrates are more unpredictable, as they tend to be darker surfaces, particularly in cases where the glass is tinted. White ink on clear (used as an under base or spot) provides excellent contrast on tinted windows, non-white vehicles and many other substrates.
It boils down to this: If all you ever ask your printer to do is print to opaque white medias, there is no need for white ink. If you want to print to non-white or non-opaque medias (clear films, colored films, metallic films etc.), white ink can add significant value to applications that are run on these medias. These applications can include windows, vehicles (wraps/ partial wraps and decals), wallcovering, decals/ stickers, pylon signs etc.