Two weeks ago my wife and I left on a trip from Texas to Michigan to attend an uncle's memorial. It was our first road trip in our new to us 2014 Ford Explorer. It was a very nice car, past tense intended. We had it two weeks. We were stopped in construction traffic on 55N in Illinois when a big Silverado pickup rear ended us. There was already another accident about 100 yards behind us so a state trooper was at our car in less than two minutes. He said the driver who hit us was obviously rubbernecking the other accident since he never hit his brakes before impacting us at 55mph according to the trooper. All in all 3 vehicles were totaled. We went by ambulance to the ER and were later released after determining our injuries weren't serious enough to require a stay. The pickup driver was cited for being at fault.
Fortunately, we purchased gap insurance with our car. If we hadn't, we would have owed about $5,000 after the at fault driver's insurance paid it off. If you buy a newer vehicle, please don't pass on gap coverage. It would be very defeating to be paying for a car we no longer owned!
