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oh paypal

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MatthewTimothy

New Member
So after doing some research I have come to realize to get instant access to your funds you are technically paying up to 20% for that privilege. From what I can tell you have to get a paypal mastercard and they charge you from 15-30% interest. WOW..... That sucks..

:banghead:
 
WildWestDesigns

WildWestDesigns

Active Member
To get instant access yes. But if you can wait for a couple of days for a bank transfer, there isn't a charge, or at least hasn't been for me yet.
 
Bigdawg

Bigdawg

Just Me
MatthewTimothy said:
So after doing some research I have come to realize to get instant access to your funds you are technically paying up to 20% for that privilege. From what I can tell you have to get a paypal mastercard and they charge you from 15-30% interest. WOW..... That sucks..

:banghead:
Click to expand...

Get the debit card instead of the credit card. I pay nothing in the form of interest... only the normal business fees on the transaction that I would pay anyway
 
ddarlak

ddarlak

Go Bills!
why the hell would you want instant? last month i transfered $3000 to my checking they said it was going to be 3-4 business days and it came over the next day....

slow down
 
A

amw

Longtime Members
You want the debit card as said above.
Its should be listed in the profile page.
You want to look for "Paypal branded debit/atm card"

Marsha
 
M

MatthewTimothy

New Member
ddarlak said:
why the hell would you want instant? last month i transfered $3000 to my checking they said it was going to be 3-4 business days and it came over the next day....

slow down
Click to expand...

well when almost 99% of my sales run through paypal, i think I dont need to slow down, even when i owe someone money. :thumb:
 
ddarlak

ddarlak

Go Bills!
still better than waiting for a check, going to bank, depositing it, and then waiting for it to clear...
 
Haakon

Haakon

New Member
When you transfer money from your paypal to your bank account it usually takes 1 day, sometimes 2, have yet to have seen 3-4 days.

If you do not have any immediate liquidity issues, 1-2 days transfer time (with no charge from paypal) from your paypal to your checking account really should not be a problem, I think that was the point ddarlak (or at least me) was trying to get across.

Most vendors also accept paypal, so if you need to pay your bills in a hurry, you can just instantly transfer from your paypal account without having the money go into your checking account first, no?
 
M

MatthewTimothy

New Member
Haakon said:
When you transfer money from your paypal to your bank account it usually takes 1 day, sometimes 2, have yet to have seen 3-4 days.

If you do not have any immediate liquidity issues, 1-2 days transfer time (with no charge from paypal) from your paypal to your checking account really should not be a problem, I think that was the point ddarlak (or at least me) was trying to get across.

Most vendors also accept paypal, so if you need to pay your bills in a hurry, you can just instantly transfer from your paypal account without having the money go into your checking account first, no?
Click to expand...

I am happy to be finding a lot of this, but for some reason my bank always take 4 days no matter what.
 
royster13

royster13

New Member
When I transfer into my "bank" account it comes quicker than into my "credit union" account.....Maybe the delay has something to do with how your bank clears their transactions....
 
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