gabagoo
New Member
I, like many people deal through a broker for business, home and car insurance. To get the best rates generally everything is put through the same company.
So here is my story....
I owned 2 cars and we have 3 drivers in the household...my son is 20 and is listed as an occasional driver at $2200.00 a year.
I decided to lease a new vehicle 3 months before my older vehicle lease was up and decided that we would run 3 cars for 3 months, until the older lease was up. This gave my son a car exclusively and the insurance company added $1230.00 for that 6 month period still left on my policy.
So after the 3 month mark we give back the older leased car and also trade in my wifes car for a new compact car putting us back to 2 new vehicles. I called my broker and told him we were now back to 2 vehicles and that my son needs to go back as an occasional driver....
2 weeks later I receive a cheque for $505.00. I call the broker and ask if this is correct that I only get back 1/3 of a payment made that I only used 50% of.
he said that because we got rid of a car and got a new car and also went back to 2 cars they would have to make adjustments.
I figure if I didn't call I would get nothing else but who knows.
Today I get a cheque from the insurance company for another $730.00...this with the $505 previously gotten puts me back to never have paid extra for the 3 months of having that extra car.
Are these guys crazy? They have obviously screwed up and I will definately put the cheque in the bank. I just wonder how long it will take for them to realize they screwed up?
So here is my story....
I owned 2 cars and we have 3 drivers in the household...my son is 20 and is listed as an occasional driver at $2200.00 a year.
I decided to lease a new vehicle 3 months before my older vehicle lease was up and decided that we would run 3 cars for 3 months, until the older lease was up. This gave my son a car exclusively and the insurance company added $1230.00 for that 6 month period still left on my policy.
So after the 3 month mark we give back the older leased car and also trade in my wifes car for a new compact car putting us back to 2 new vehicles. I called my broker and told him we were now back to 2 vehicles and that my son needs to go back as an occasional driver....
2 weeks later I receive a cheque for $505.00. I call the broker and ask if this is correct that I only get back 1/3 of a payment made that I only used 50% of.
he said that because we got rid of a car and got a new car and also went back to 2 cars they would have to make adjustments.
I figure if I didn't call I would get nothing else but who knows.
Today I get a cheque from the insurance company for another $730.00...this with the $505 previously gotten puts me back to never have paid extra for the 3 months of having that extra car.
Are these guys crazy? They have obviously screwed up and I will definately put the cheque in the bank. I just wonder how long it will take for them to realize they screwed up?
