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Do You Accept Credit Cards?

Discussion in 'Polls' started by Fred Weiss, Dec 17, 2006.

Do You Accept Credit Cards?

  1. Yes

    81 vote(s)
    69.8%
  2. No

    35 vote(s)
    30.2%
  1. Fred Weiss

    Fred Weiss Merchant Member

    20,535
    402
    83
    Sep 11, 2003
    Olympia, WA
    Following a recent discussion of this, here is a poll on the topic.
     
    Tags:
  2. Ken

    Ken Major Contributor

    5,484
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    38
    Feb 7, 2005
    BC
    Paypal only...so far. So I'll say yes.
    Ken
     
  3. Westcoast Sign Guy

    Westcoast Sign Guy Very Active Member

    1,221
    11
    38
    Jan 3, 2005
    San Diego, CA
    just paypal
     
  4. anothersign

    anothersign Member

    308
    1
    18
    May 28, 2006
    Illinois
    same here

    Just through paypal.
     
  5. 2NinerNiner2

    2NinerNiner2 Very Active Member

    1,122
    0
    36
    Mar 21, 2006
    Calgary, AB
    only via PayPal as well
     
  6. Bigdawg

    Bigdawg Just Me

    7,459
    133
    63
    Jun 8, 2005
    Sunny Florida
    Paypal only here too.
     
  7. mystysue

    mystysue Active Member

    999
    5
    38
    Mar 14, 2006
    We accept visa, mastercard, and discover card at the shop
     
  8. mladams7259

    mladams7259 Very Active Member

    1,319
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    0
    Sep 7, 2006
    You guys that accept paypal, look into virtual terminal. I use it. No equipment to buy or anything. You just type in their credit card number on the screen and add taxes and shipping and woila! No strings attached! Just $20 monthly. Worth it to me!
     
  9. buca1

    buca1 Member

    28
    0
    0
    Dec 16, 2004
    MAster Card, Visa, American Express, Discover. We also use paypal for certain transactions.

    Jerry
     
  10. Greenthorn

    Greenthorn Member

    147
    0
    0
    Feb 23, 2005
    Yes, with PayPal's Virtual Terminal for $20/month. Yes, percentage fees are higher than a typical merchant account, but no contract, no equipment, cancel anytime, appears only as "MY BUSINESS NAME" on their credit card statement. My favorite feature, money is immediately available in my PayPal account, which I can then immediately use to order more materials with my PayPal Debit Card, which earns 1.5% cashback.

    Yeah, I'm kinda happy with PayPal.
     
  11. Fred Weiss

    Fred Weiss Merchant Member

    20,535
    402
    83
    Sep 11, 2003
    Olympia, WA
    We use an in-store card swiping machine which accepts Visa, Mastercard, American Express, Discover and all debit cards. We use PayPal for all online merchant processing. We are charged a lower rate for swiped cards than we pay to PayPal and a slightly higher rate for phone orders where we input the card info through the keypad.

    All in all I would guesstimate that 70% to 75% of our total sales goes through the card reader and PayPal combined.
     
  12. madisonsignguy

    madisonsignguy Member

    284
    0
    0
    Jun 19, 2005
    For anyone that uses QuickBooks. They offer credit card processing right through QuickBooks. You just right click on the estimate> Receive payments.

    That’s what we use. It is very convenient.

    ALSO I would Watch out for Paypal. If you get one customer who wants to be a jerk and complain. They can actually freeze your whole account. So if you have it make sure you are withdrawling your money right away.

    CHECK OUT THIS SITE http://www.paypalsucks.com/
     
  13. mystysue

    mystysue Active Member

    999
    5
    38
    Mar 14, 2006
    Madison.. we had a problem with one customer. and they only froze the amount from him not the whole amount in our account. We have a in store card swiper that we use for the signs business. We do use paypay cart on our web sites for our other companies and have been for years and years with no problems.. The time they froze the amount that one person had paid us they unfroze as soon as we showed proof that it had been shipped and recieved.
    We also use paypal to do our online mailing of products that are order thur our website.. which is reallly handy..
     
  14. Fred Weiss

    Fred Weiss Merchant Member

    20,535
    402
    83
    Sep 11, 2003
    Olympia, WA
    I have to agree that PayPal has never given me any problems. Further, it would be highly unusual if not illegal to freeze anyone's account for more than a disputed amount. They have become a major player because their plan is easy to get and use, their rates are fair and the majority of the people using it are satisfied.

    If anything they suffer from their relationship to ebay. An educated guess would be that the overwhelming majority of unhappy PayPal users were using it in conjunction with ebay buying and selling.
     
  15. Mike Paul

    Mike Paul Major Contributor

    5,438
    8
    38
    Dec 30, 2003
    NJ
    Visa and Mastercard. Considering American Express.
     
  16. Outline Graphics

    Outline Graphics Member

    178
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    May 27, 2006
    I think it's more than a relationship. They're Married. Ebay bought Papal...didn't they? I believe they're owned by eBay now...
     
  17. SqueeGee

    SqueeGee Active Member

    986
    6
    18
    May 27, 2005
    .
    Visa, MC and we just added AmEx. We don't advertise that we accept AmEx because their rates are higher, but some of our state and local governments only use it, so it speeds up payment with those customers.
     
  18. ChiknNutz

    ChiknNutz Major Contributor

    4,789
    2
    0
    Apr 18, 2003
    Yes, but thru Paypal only at the moment. May get the Paypal Virtual Terminal eventually.
     
  19. For all of those of who who do not accept credit cards, you really should. It's boils down to getting paid. Getting paid faster. Getting paid conveniently. Bottom line: getting the money in the bank for the work that you do. If you don't accept credit cards go to your bank and get set up and start doing it. I can't imagine you'll ever regret it.

    Biff Smith
    http://www.colorondemand.com/
     
  20. jgolo

    jgolo Member

    96
    0
    0
    Oct 19, 2005
    credit cards

    Fred-

    Do you have the ability to have your customer agree to a debt or credit type transaction?

    At my day job, we just went through some training that showed a typical transaction(swiped) on a $1000.00 - costs us about $23.00 and if we were to choose debt, there is a flat fee 0f $0.60 reguardless of the amount.

    I know there are not many $1000.00 orders but if you can do it - you could save some money. Plus a debt transaction is safer for you and the customer (from identity theft).

    John
     
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