It might look stupid from the outside looking in because you're looking at people like Stacey who's husband had heart trouble.
Now, take a look at that same system when it's some crackhead or alcoholic, or some other behavior choice someone made that led them to be in the hospital. Should I have to pay because you're a drunk? Should I have to pay for your because you want to shoot heroin?
Let's be really clear. Hospitals in the US do NOT turn away people without healthcare, so don't think that's what happens.
One of my customers had a heart attack. Went to the hospital told them he didn't have insurance. They asked how much money he made, he told them, and they picked up the tab, gave him a card that allows him treatment and care at many doctors in the network, and it all cost him zero. It's a plan the hospital itself has for people that can't pay their bills, so it's not like people are just booted out to die.