Health Insurance

[HulkSmash]

We're looking at switching for our employees. Just curious if anyone here has suggestions on who to use.
thanks!

 

[Gene@mpls]

Obamacare?

 

[fresh]

I'm pretty sure it varies significantly by state

 

[TimToad]

Due to the state by state differences in insurers, lack of interstate coverage, etc. it would seem to be a better question for your insurance agent than here. Have you looked into your state's ACA exchange for business members?

 

[HulkSmash]

I understand its state by state guys... im asking which providers have you have best luck with. The name brands are all teh same
thanks

 

[Texas_Signmaker]

Just wait about 30 mins and you should get a call from someone offering insurance... They call me about 10 times a day.... I tell them all I have is life insurance and my wife won't let me buy health insurance. She also discourages safety harnesses on the lift.

 

[TimToad]

I understand its state by state guys... im asking which providers have you have best luck with. The name brands are all teh same
thanks

We're with BlueShield and it like most health insurance for average working class Americans, its your typical overpriced, underperforming, too much paperwork, too long of waits, not much choice, too high of deductibles and co-pays, and plenty of frustration in dealing with folks.

We have been on auto pay for our premiums for several years without incident and last month we received no less than 12 multipage notices in the mail warning us that our premiums hadn't been paid and we'd be cancelled at the end of the month.

 

[Texas_Signmaker]

Lol I'm with Blue Cross too. Costa too much, they don't cover anything, have to jump through hoops to get anything done... Our family doctors office is a complete joke... I'd rather see a rattle-stick, dancing African medicine man.

Pay $900 a month for Blue Cross, see a doctor that tells me food has nothing to do with my gastro problems, puts me on a medicine that costs $1100 a month, and out of the blue I remove gluten and I cure myself.. Gez this shit is a racket.

 

[visual800]

I dumped BCBS I guess about 1 year ago and went with Christian Healthcare Ministries.

BC got to where they kept going up in price, down in coverage and up on deductibles, it was a joke. BCBS is a damn racket and is sad to say they "own" they healthcare businesses. I have been please with CHM its a different animal than what we are all used to, but the way they are insuraing is catching on fast

 

[HDvinyl]

BCBS(at least) smartened up and now have online video chat visits with doctors.

All 4 of my kids and both my wife and I have used it for common colds(and me this weekend with poison ivy)

10 minutes in front of our ipad, and the prescription is sent to our pharmacy. 30 minutes in hand.