As I read the " Stuff" on the internet. I find there are so many opinions and then there is business reality . If you are in your 60's 50's 40's 30's or younger it is measured differently. Is success borrowing money to have a business? Is success being the owner and doing almost nothing ? Family was and is important to me ! In my life , if i was making bad judgement. An older uncle , brother, or father would say " sit down we need to talk ! Some people need that today. Instead you see disrespect and anger. People want to Justify their bad action . Is success getting another loan for your business , after 16 years in business ? Is success having a huge house, 2 cars , 2 trucks, an ATV, a boat , 2 motorcycles and loans on all of them too? On the other hand there are actually people with only one small loan. There are people who have things paid off . Which person do you want to give you advise? Is it a business owner who has been in business for 18 years and 600.00 in the bank and 575,000.00 in debit with 10 monthly payments . The proof is in the Success. But what is Success ?