phototec
New Member
It all depends on how risk adverse you are versus the next person.
I have one software/dongle that I do have insured, because it is a significant cost over the normal professional level software. It's a little extra piece of mine that is worth it in my opinion, but it isn't for everyone though.
If you accidentally break your dongle right now, how will your insurance help you, it will be days before you can get a replacement, maybe longer. You will be down and out until you get a replacement dongle.
Best insurance is to get a copy of your dongle made NOW, and have it locked up in a secure place (safe), on hand and ready to go as soon as you need it.
http://www.dongleservice.com/dongle-emulator.phtml