kcollins, i still say you miss the point.
1 license, you can setup 100 users, with unique password, rights & restrictions
you can install (desktop version) on 100 computers, BUT ONLY 1 person logged in at a time.
a perfectly fair restriction
we use remote dedktop or gotomypc to give us the ability to login from anywhere, generate and email an invoice
quite a savings over online. i can slso have as many companies as i want, 1 license (again, 1 logged in at a time)