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Well, they agree.. checks for everyone

Discussion in 'General Chit-Chat' started by Texas_Signmaker, Mar 25, 2020.

  1. Gino

    Gino Premium Subscriber

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    Maybe this is better...............

    [​IMG]
     
  2. WildWestDesigns

    WildWestDesigns Major Contributor

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    I do believe that there are caveats, have to have filed taxes the previous year, under a certain income level etc. So technically not for everyone at that level.

    However, going back to companies, there were some caveats for those that took the money to fulfill certain obligations that really shouldn't be in something like this. There may be another time and place for it, but not here.

    It's human nature on some things which doesn't know or own little labeling of generation. I see enough coming out of all the living generations that still have a say in what goes on to make me wonder. Just to easy of a blame to label it a generational issue.
     
  3. Notarealsignguy

    Notarealsignguy Active Member

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    I made my suggestion. Are you saying Im not an expert? That stings gino.
     
  4. Gino

    Gino Premium Subscriber

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    bzzzzz----z-z-z-zzzzzz-----zzzzzzz.... if the foo sh!ts wear it. Does that take the sting out ?? Try some bactine.
     
  5. WYLDGFI

    WYLDGFI Merchant Member

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    Im simply saying there should be accountability for those who get money...especially LARGE SUMS of taxpayer cash. How is that incorrect?
    I think we all have obligations here and this issue is nothing of our personal doing yet we are the ones living thru and dealing with it as best we can. I think we'll pull thru...just need time and a pause button.
     
    • Agree Agree x 2
  6. TimToad

    TimToad Very Active Member

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    "Careless"? With 50% of Americans one $400 emergency away from financial straits, I think our world leading 450 to 1 income inequality has far more to do with the average working class stiff's lack of liquidity than carelessness. Virus or not, we still have a million medical bill induced bankruptcies filed per year. All those other illnesses didn't suddenly go away. In fact, as we take our eyes off those other chronic health concerns, we're going to be hard pressed to keep up with their mortality rates, which are dome of the highest in the industrialized world.

    The devil is in the details of this bill, which hasn't fully passed or been signed, but some big questions remain. At least some oversight mechanism was created so that abuse at the highest level is discouraged for the time being. Handing $500 billion to a dude who bankrupted freaking casinos is hardly a safe bet, to use a bad metaphor.

    Does this pittance being thrown at W-2ed workers extend to the self-employed and gig economy workers?

    What about a short term national moratorium on rent, leases and mortgage payments? Those represent the largest single expense for everyone. Give landlords and lenders a tax credit for lost revenue and you free up hundreds of billions in cash NOW instead of having folks dip into savings next week until this bill passes, gets funded and a mechanism to distribute the checks gets completed.
     
    • Like Like x 1
  7. Bobby H

    Bobby H Very Active Member

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    I'm going to take the $1200 they send, deposit it and then not touch it unless $#!+ happens and I need it. It would be better accessing that money rather than liquidating savings, eating into the IRA or (God forbid) putting living expenses on credit cards. $1200 isn't going to go very far for most people these days.

    Higher education has turned into a perverted, high cost dilemma. Many degrees do not remotely deliver a positive financial return on the investment. Meanwhile there are multiple skilled trades that require no college but can offer pretty decent pay. My brother is a diesel mechanic with no college education. He makes a good bit more money than I do, despite me having a 4 year degree.

    The real cesspool is the private student loan business. Government backed student loans and grants provide only so much help these days. So many students have to borrow from various private financial institutions at significantly higher interest rates. Many leave college owing the equivalent of an expensive house payment. Combine this with the high inflation rate of college tuition and living costs. It makes for a financially unsustainable situation.

    I'd be pretty angry if the government suddenly forgave a bunch of student loans. I paid off all mine fair and square. What really needs to happen is these banks and colleges need to take a bath in red ink for the way they've jerked around families and students for so long with zero accountability. Merely forgiving a bunch of this debt absolutely will encourage these universities to just keep ratcheting up tuition prices higher and higher. And the banks will follow suit with their high cost student loans. That "solution" is like trying to treat a crack-head's addiction by giving him heroin.
     
    Last edited: Mar 25, 2020
    • Agree Agree x 3
    • Like Like x 2
  8. Reveal1

    Reveal1 Member

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    Large companies are not any more inherently evil or altruistic than small business, just potentially more impactful on our lives because of their size. As a group, small business provides almost half the non-government jobs in the U.S. Guess who provides the other half? Wouldn't we want them to prosper as well? Sure, large companies are generally better capitialized and can weather bad times longer than small business, but they also generally carry more debt, are burdened by more regulation, and are responsible to shareholders. If you have an IRA or 401K than you know what I mean. You are probably the same people who save for a rainy day, pay student loans (or don't get them in the first place) and don't borrow more than you can afford. You first look inward to what you can do to solve a challenge. If you don't, than you probably expect another giant entity, the government to provide for you at the first sign of trouble. And they have no competition or incentive to be efficient.
     
  9. WildWestDesigns

    WildWestDesigns Major Contributor

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    That reversal can actually be laid at colleges and how they sold themselves all those years to people. They created that mess.

    Now some degrees/jobs, you absolutely have to have a college degree (some even advanced degrees) that are mandated by law, so one can't get away from that. Those do tend to be the more expensive degree programs, but have better odds of doing better with those degrees as well.

    My dad is a boomer, he wholeheartedly believes in college. He also saw his dad get denied for a job due to a lack of degree (only had HS, ironically my grandmothers were the first to have college education (how is that for a glass ceiling)) despite, the person that he would have replaced said that he was the most qualified to take over (especially over the person that they did hire). And all that was before what colleges have now become.

    Now, I should mention that both my wife and my dad have one (well dad has 2) of such degrees that are required by law, so that taints my dad's view on things as well.

    I don't know about my kids. Setting aside the money (still very young), but I just don't know, combined with C/B of colleges as it is and also adding in their politics (to a degree is understandable, but they have really gone off the deep end).
     
    • Agree Agree x 1
  10. Texas_Signmaker

    Texas_Signmaker Very Active Signmaker

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    Nothing wrong with someone being upset with spending 30k on something that I wouldn't of needed to. Right or wrong, responsible or not, I'd rather have that money for myself.
     
  11. Christian @ 2CT Media

    Christian @ 2CT Media Major Contributor

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    I don't think to create massive debt and taking a multi-trillion dollar loan from the FED is a solution to this at all. It won't solve the virus issues and it won't support the average American for longer than 2 weeks.
     
    • Agree Agree x 1
  12. Notarealsignguy

    Notarealsignguy Active Member

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    You can get a 4 year degree and go into a trade. Often times those are the ones who end up with a good business or move up the ladder pretty quickly at a larger company. Only doing 1 or the other is fine but doing both increases your odds of going farther quicker.
     
    • Like Like x 1
  13. TimToad

    TimToad Very Active Member

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    Actually, according to the Dept. of Labor about 85% of all NEW job growth is generated by companies employing LESS than 25 people.
     
    • Like Like x 2
  14. Notarealsignguy

    Notarealsignguy Active Member

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    If some of these companies went under, how many top brass would break off and start their own companies and bring key people with them? More small companies will create more jobs (More redundancy of positions) and open up more opportunities for smaller suppliers. Thats capatilism. It doesnt work right when you intervene in the markets.
     
  15. rjssigns

    rjssigns Major Contributor

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    $1200 each huh? Folks that supply lobster and steak will become millionaires overnight.;)
     
  16. Bobby H

    Bobby H Very Active Member

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    Doctors, lawyers, engineers, etc all need degrees and certifications to do their work. That should never change. But there are some "professions" or "trades" where the need for a degree can be disputed.

    The field of graphic design is still a profession to some extent. But it only survives as a profession in certain high-end niche categories. Prior to the computing age just about any paid graphic design job required some kind of formal training at the bare minimum. You couldn't get a paste-up job at a local newspaper without having some kind of proof you knew agency and studio skills. Better paying, full time jobs often required a four year degree and a good portfolio. That isn't the case anymore.

    Taking courses in art and design, or even earning a degree in it, can still be valuable for improving one's own creative skills and growth. But there is very little of value in that type of degree for earning money. Today there's more value in just listing what computer application a job candidate claims he knows how to use. It has been that way for a long time (going back to the 1990's).
     
  17. Christian @ 2CT Media

    Christian @ 2CT Media Major Contributor

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    Or Alcohol and Guns... history shows a massive increase in those purchases when the government provides a stipend
     
    • Agree Agree x 1
  18. rjssigns

    rjssigns Major Contributor

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    Good point. Completely forgot about alcohol and guns.
     
    • Hilarious! Hilarious! x 1
  19. Bobby H

    Bobby H Very Active Member

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    Here in Oklahoma there has already been a run on guns and ammo. With so many people out of work, drawing unemployment, etc I guess there is a bunch of anticipation we'll see an uptick with some types of crime, like burglaries and robberies. If all but "essential businesses" shut down, I hope they do NOT allow the pawn shops to stay open. Pawn shops encourage a bunch of this burglary in the first place.
     
  20. WildWestDesigns

    WildWestDesigns Major Contributor

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    Well, I do believe in some jurisdictions in times like these, the "lesser" crimes are not actively pursued as resources get strained with other things as well. Then have to wonder about a pandemic and how that is handled with prison over crowding and spread of the disease. Have to wonder if those guilty of "lesser" crimes may get out early.
     
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